Holiday Gifts: 10 Frugal and Homemade Gift Ideas

I must admit to being a pinch of Grinch with a dash of Scrooge when it comes to holiday gifts. I’m not a huge fan of spending big bucks on Christmas presents or dishing out dollars on holiday decorations. I just don’t think busting the bank for one day makes much financial sense, especially in this economy. I do love celebrating the holidays simply though. There’s no better gift to give a friend, loved one, or neighbor than something creative, homemade, or thoughtful. To help celebrate the ho